Saturday, January 30, 2021

Arlo Secure: Home Security Apps on Google Play

The Arlo Pro 4 is the latest in a long line of security cameras from the company that was initially affiliated with Netgear. In that time, Arlo has become one of our favorite systems, combining flexibility, good build, and image quality with reasonably priced cloud video clip storage. Cameras can really strengthen your home's security, but they can also degrade its privacy. Hackers have made headlines by spying on people or using two-way talk features with children in their rooms. Simply put, yes, your security cameras can be hacked, but it depends how vulnerable your devices really are. In layman's terms this means as long as you stay current with app and device updates, you should have little to fear of being hacked via software or firmware vulnerabilities.

home camera system arlo

Or you can use the system to speak to someone at your door to make it seem as though you’re home. Other Arlo cameras have a wider viewing angle than 130 degrees. Arlo Ultra 2 Wireless Security Cameras For the ultimate protection, see and hear more of what's happening with 4K HDR video, and an ultra-wide field of view.

Cameras

I currently have the Arlo Pro 2 system for both my house and outbuilding and use a separate base station for each, using a total of 9 cameras. I needed to open a separate Arlo account for each base because of the 5 camera limit per account. If none of the above tech options appeal to you, don't fret. You can require a signature for your delivery so packages aren't ever left outside when no one's home.

home camera system arlo

All that said, most wireless cameras will require Wi-Fi to use all their features as intended. It’s recommended to use both indoor and outdoor cameras for optimal protection, but only you can determine how much security your property needs. Properly placed, high-quality cameras covering your most vulnerable areas will help deter would-be intruders and keep your loved ones safe. Installing both indoor and outdoor cameras can provide added peace of mind knowing your entire property is safely monitored.

Arlo VMC2430-100NAR Essential Spotlight

Since the last update I cannot even open the app. The app crashes before the home screen even opens. I cannot figure out how to view my cameras from the internet browser on my phone, but I can on a computer. Tech support has been contacted 3 times in two weeks without any help or answers. Personalize your entire home security camera system with the Arlo Secure App.

Kassel, Offenbach, Wiesbaden, and Darmstadt are other large manufacturing centres. Vehicles, machinery, chemicals, electrical goods, scientific instruments, and textiles are among the products of these and other towns. New industries have developed since World War II, stimulated by the arrival of German refugees from eastern Europe.

LTE and Wi-Fi connectivity for portable protection.

The state’s legislative body, the Landtag, elected by the people, in turn elects a minister-president. The minister-president appoints ministers with the consent of the Landtag. A vote of no confidence in the Landtag can force the resignation of the government. The state is well wooded, and small-scale farming is still widespread, although much marginal farmland has been abandoned. Wheat is the most widely grown crop, followed by potatoes and sugar beets. Poultry, pigs, and cattle are the chief livestock.

Some of the cameras are waterproof, so you can use them anywhere on your property. Others are made to be used indoors as pet or nanny cameras. The Arlo camera is weather-resistant and includes motion detection, night vision, and apps.

We compare wired and wireless Arlo security cameras in our research, listing the pros and cons of each. Consumers and small businesses no longer have to sign up for a remote monitoring service to set up a security system. Instead, they can take advantage of today’s technology and create their own security system using Arlo Technologies security cameras. The first decision you'll need to make is whether you're looking for a professionally installed system or a DIY security system. You’ll want to secure the most vulnerable spots of your property from potential intruders.

Some people can live with a simple, inexpensive camera setup, while others need multiple cameras with the latest technologies. Ask yourself the following questions to determine the best kit for your needs. Protect your everything with Arlo’s award-winning smart home security system, video doorbells, cameras, and floodlight. Control your home security from anywhere with one, easy-to-use app to protect your home, inside and out. Home security cameras don't have to be expensive, though. All of the best home security cameras CNET tested fall between the range of $38 and just under $200.

Some cameras -- especially those that are part of a larger home security system -- use alternative radio protocols to transfer information. Those cameras will require a separate hub. Other cameras, if they have local storage, will be able to record and store footage -- on a microSD card, for example -- even if the internet is out.

home camera system arlo

Britannica Explains In these videos, Britannica explains a variety of topics and answers frequently asked questions. For personalized support specific to the Arlo products you own, access Support from within the Arlo iOS or Android App. Simply login to your Arlo App, go to Settings, Support, then select the Arlo product you would like support for. More than likely you would need to remove all devices from one account and add them into the other.

How to set up Arlo Cameras

Some models allow you to store information on a video card, whereas others upload videos to the cloud. Some Arlo camera systems include a base station that has a loud siren to scare off intruders. Arlo cameras are available in a variety of configurations, which means finding just the right one can be a little confusing.

I currently have the Arlo Pro 2 system for both my house and outbuilding and use a separate base station for each, using a total of 9 cameras. I needed to open a separate Arlo account for each base because of the 5 camera limit per account. If none of the above tech options appeal to you, don't fret. You can require a signature for your delivery so packages aren't ever left outside when no one's home.

Best Google Assistant home security camera

Arlo Pro 5 Wireless Security Cameras A powerful camera that is easy to install with a wire-free setup. State-of-the-art features like 2K HDR video, color night vision, 12x zoom, and a 160° field of view. The $115 Arlo Video Doorbell, which we gave a review score of 8.5, has a lot going for it.

home camera system arlo

Please refer to the appropriate style manual or other sources if you have any questions. Britannica Classics Check out these retro videos from Encyclopedia Britannica’s archives. Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

User-Friendly Security Solutions are Here

The Arlo Pro 4’s detail-rich video and wealth of premium monitoring features make this model a top pick if you can afford it. In those unexpected moments when your battery is depleted, it’s important to have a backup option. The Rechargeable Battery lets you swap out. LTE and Wi-Fi connectivity for portable protection. Arlo Essential Indoor Security Camera Protect your home and safeguard your private moments with an automated camera privacy shield. Crystal-clear 2K resolution with an integrated spotlight.

With a 110° field of view, night vision up to 25 feet and motion alerts, you can keep an eye on what is always happening at your home. Plus, cloud storage allows you to review recent activity. Google's newest -- and smartest -- Nest Cam is a specifically indoor and wired gadget that offers a slew of great features in a pretty package. The wired camera comes in four unique colors too, because who doesn't love a light pink security camera? This "wired" designation separates it from the Nest Cam , a heftier Google Nest model designed for indoor or outdoor use, that also launched in 2021.

Light and security camera hybrids

All that said, most wireless cameras will require Wi-Fi to use all their features as intended. It’s recommended to use both indoor and outdoor cameras for optimal protection, but only you can determine how much security your property needs. Properly placed, high-quality cameras covering your most vulnerable areas will help deter would-be intruders and keep your loved ones safe. Installing both indoor and outdoor cameras can provide added peace of mind knowing your entire property is safely monitored.

You can also have your packages shipped to your office or somewhere else where you're guaranteed to be during the day. Ring has a device specifically for tracking when people are opening your mailbox, which makes tracking deliveries a lot easier. Either way you do it, you should be able to track the delivery of small parcels -- and make sure you know when someone's opening the mailbox who shouldn't be.

Since the last update I cannot even open the app. The app crashes before the home screen even opens. I cannot figure out how to view my cameras from the internet browser on my phone, but I can on a computer. Tech support has been contacted 3 times in two weeks without any help or answers. Personalize your entire home security camera system with the Arlo Secure App.

Some of the cameras are waterproof, so you can use them anywhere on your property. Others are made to be used indoors as pet or nanny cameras. The Arlo camera is weather-resistant and includes motion detection, night vision, and apps.

Other options for stopping porch pirates

Arlo Essential Wireless Security Cameras Ideal for smaller spaces without sacrificing on video quality and reliability, must-have protection for every home and family. Arlo Pro 4 Wireless Security Cameras Advanced video quality with 2K HDR combined with the convenience of connecting directly to wi-fi without a SmartHub. The state’s industries depend on the Rhine waterway and its extensions up the Main and Neckar. The Rhine-Main area, centred on Frankfurt am Main, Mainz, and Wiesbaden, is one of the great industrial regions of Germany.

home camera system arlo

While 115 bucks isn't cheap, it's more affordable than most of the other smart buzzers I've tested. As a doorbell camera, it's built to be an outdoor camera, so you don't have to ever worry about the elements. Similar to theArlo Pro 3 outdoor security camera, the Arlo Video Doorbell has arm/disarm modes, two-way audio, motion zones and an integrated siren.

Friday, January 29, 2021

Possession Certificate: Meaning, Sample Format & Use

Some types of investments pay out interest twice every year, for example. In those instances, you’ll need to subtract the interest you’ll earn before the maturity date from the maturity value in order to see how much you’ll actually receive in your final payment. In other words, when the maturity date arrives, you’ll usually only get one extra interest payment plus the initial principal on the maturity date itself. If you are using this formula to calculate the return you’ll get from investing in a debt instrument, it’s important to note that the maturity value will give you the return you’ll get overall. Whether you’ll receive all of it on the maturity date will depend on the type of investment.

date of possession in home loan meaning

Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first.

Importance of possession certificate concerning home loans

Her work has most recently appeared in Bankrate, MoneyWise and Investopedia. Rae specializes in credit card rewards, investing, real estate, home improvement, lending and financial advice for millennials, Gen Z, Gen Alpha and their parents. If you have purchased a flat during the construction phase, the builder will provide you the possession letter. If you have purschased a resale flat, the agreement date on index II is valid evidence of possession. The house should be ready for intended use to claim the deduction under section 24. The deduction is allowed for the whole financial year in which the flat is ready for use.

date of possession in home loan meaning

Whether you’re thinking of becoming a borrower or a lender, the maturity date on a loan is a key piece of information to know. Maturity dates come into play whether you’re attempting to pay off a loan or cash in an investment like a government bond. We’ll give you a crash course in what a loan maturity date is and what you need to know about it. The buyer is also entitled to receive the reimbursement of the money to impose the specific performance of the contract, where the seller has not delivered the property.

Home loan calculators

A Tahsildar is a gazetted officer who is in charge of the matters related to land, tax, and revenue. In order to get a possession certificate in rural areas you have to approach the concerned Tahsildar’s office. When purchasing a piece of residential real estate, you almost always gain ownership of the property — aka having title to it — at the same time you take possession of it. However, if you are purchasing a property that you immediately rent out, you take ownership of the property, but you don’t possess it. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate.

date of possession in home loan meaning

Commencement Date means the date fourteen days after the date the Contract comes into effect or any other date named in the Contract Data. The commencement date means the date on which the Contract shall take effect, as notified by the Authority to the Contractor in a letter awarding the Contract. In neutral markets, possession typically changes hands upon closing. Possession typically changes hands upon closing, but market conditions can influence this a bit. Elizabeth Weintraub is a nationally recognized expert in real estate, titles, and escrow. She is a licensed Realtor and broker with more than 40 years of experience in titles and escrow.

What is a Conditional Possession Letter?

If, on the other hand, you’re the lender then maturity dates tend to be a lot more fun. In this case, your loan’s maturity date means that the borrower has to repay you your principal, plus any interest owed. The certificate contains the following things such as the description of the property and the required add-ons like parking space, garage, etc. as agreed upon in the contract of sale.

In a real estate purchase, the buyer and seller draw up a purchase and sale agreement for the property. Items on the agreement that are subject to negotiation include the purchase price, seller assistance with closing costs, the closing date, and fixtures . Rae Hartley Beck is a writer and editor with over eight years of experience in personal finance.

Types of Home Loan

Possession letter won’t affirm you as the rightful owner of the property. This certificate is issued by the local authorities certifying that the construction work has been completed as per the approved plan and the building is ready for occupation. It also states that the property has been constructed in adherence to the local laws. Possession certificate or letter is an important document that the seller has to produce to the buyer stating the date of possession.

date of possession in home loan meaning

When she's not writing, you can find her fixing up her cabin in the Catskills. The possession date is typically set during negotiations and is included in the real estate contract, along with the closing date and any other important milestone dates or conditions the parties need to meet. A buyer may also opt to lease the home back to the seller for a period of time after closing. The parties may choose a possession date that falls immediately after closing, or after a certain timeframe such as 15, 30, or 60 days after closing.

It's crucial all parties in a real estate transaction clearly communicate about the possession date before they finalize their sales contract. Your agent can help you navigate any local laws that could impact this arrangement so you can be informed when you negotiate the details. Don't let possession issues cause one last headache before you close the deal. Your contract can spell out precisely when occupancy is permitted, yet the transaction might not close on time.

date of possession in home loan meaning

If the home rates poorly on any of these items, the buyer may lose their financing. To save the deal, the buyer and seller may be able to renegotiate the terms. Chelsea Levinson, JD, is an award-winning content creator with expertise in real estate, mortgage, and personal finance.

What Does Maturity Date Mean?

AskMoney.com and any content or offers listed herein are not an intermediary, broker/dealer, investment advisor, or exchange and do not provide investment advice or investment advisory services. For this reason, you may be able to save yourself some money if you’re able to pay off a loan before the maturity date. Since the lender will no longer be able to collect interest from you, however, you’ll want to check to make sure that they don’t impose early payment fees. If they do, you’ll want to compare them to the amount of money you’d save by dodging the remaining interest payments. The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only.

date of possession in home loan meaning

Term Commencement Date shall be the latest of the day Landlord tenders possession of the Premises to Tenant with all Tenant Improvements Substantially Completed and January 1, 2008. If possession is delayed by action of Tenant, then the Term Commencement Date shall be the date Tenant Improvements are Substantially Complete. Failure to execute and deliver such acknowledgment, however, shall not affect the Term Commencement Date or Landlord’s or Tenant’s liability hereunder. Failure by Tenant to obtain validation by any medical review board or other similar governmental licensing of the Premises required for the Permitted Use by Tenant shall not serve to extend the Term Commencement Date. Be sure not to agree to a rent-back lease agreement of longer than 60 days.

Later possession dates and lease-back agreements are more common in seller’s markets where buyers often make concessions to beat out the competition. In buyer’s markets, the buyer tends to have more negotiating power to get an immediate move-in date. However, note that lease-backs longer than 60 days may cause the lender to view the home as an investment property, and charge the buyer a higher mortgage rate. Note that your possession date may or may not be the same as closing day.

What Is the Maturity Date on a Loan?

You hereby commit and confirm that with the acceptance of possession, you have no claims, disputes, differences or demands against the company. You also agree to sign all documents, papers, forms, etc., as may be necessary for your unit and for the purpose of formation of the association of owners. Now, having a possession letter and having the possession of the property are two different things.

In a real estate purchase, the buyer and seller draw up a purchase and sale agreement for the property. Items on the agreement that are subject to negotiation include the purchase price, seller assistance with closing costs, the closing date, and fixtures . Rae Hartley Beck is a writer and editor with over eight years of experience in personal finance.

Home loan calculators

This means as soon as the transaction is closed and the deed is recorded, the buyer can move in. A few other common buyer possession dates may be 15 days, 30 days, 60 days, or even 90 days after closing, depending on how much time the seller needs. Hence, a conditional possession certificate allows you to put a condition on the possession of the property. However, suppose the builder or the house owner refuses to comply with the terms mentioned in the agreement.

date of possession in home loan meaning

Buying or selling a home is one of the biggest financial decisions an individual will ever make. Our real estate reporters and editors focus on educating consumers about this life-changing transaction and how to navigate the complex and ever-changing housing market. From finding an agent to closing and beyond, our goal is to help you feel confident that you're making the best, and smartest, real estate deal possible. She covers real estate, personal finance, money management, and market best practices.

Legal

They can ask the seller for the money paid in anticipation of the delivery of the property. In Kerala one can use the Akshaya Service Centre to apply for a possession certificate. The charges applicable for common area maintenance for your unit will commence from ________________. Our estate management team shall be available at the site, during the handover period, to assist you throughout the possession of your home. You can provide all the details pertaining to your dissatisfaction regarding the property and ask the builder to make necessary changes as per the agreement. Troy Segal is Bankrate's Senior Homeownership Editor, focusing on everything from upkeep and maintenance to building equity and enhancing value.

date of possession in home loan meaning

Yes, you need to provide the possession certificate to claim tax benefits. Different states have different procedures for obtaining a land possession certificate. For illustration purpose, let’s see how it works in the state of Bihar.

What Does Maturity Date Mean?

Reluctantly, and at an additional expense, the seller changed her moving day to meet the buyers' demands. A homebuyer’s possession date might not come until the deed has been recorded, which could be weeks after closing. The purchaser has the right to obtain details related to the plans approved by the respective authority, the schedule of the same type, the entire structure plans, along with other relevant documents. The buyer can rent out the property and obtain profits from the same. While they’re often used synonymously, possession and ownership are precisely not the same thing. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices.

date of possession in home loan meaning

If you do, your lender may consider the home an investment property and raise your interest rate. As a general rule, real estate experts frown upon giving buyers early possession, because too many things can go wrong at the last minute. For that reason, professionals advise that sellers and buyers execute some type of rental agreement rather than transferring possession before the sale is complete. Bear in mind that a real estate closing doesn't always coincide with the recording of the deed, because in some parts of the country, counties are weeks behind in recording deeds. In those situations, closing happens when the money changes hands, the deed is drawn, and all conditions of the contract have been met. In some cities, buyers don't get the keys until the title company has confirmed that the deed has been recorded.

That will stand as a valid proof for the purpose of Claiming Interest & Principal on Loan. Opendoor Labs Inc. is working with Accessible360 to enhance the accessibility of our websites and mobile applications. It’s vitally important that both parties are on the same page about expectations when it comes to the possession date. You can work with your REALTOR® to negotiate this piece of the contract and help ensure there are no miscommunications. Reemployment Commencement Date means the date on which an Employee who terminates employment with the Employer and all Related Employers first performs an Hour of Service following such termination of employment.

date of possession in home loan meaning

Term Commencement Date shall be the latest of the day Landlord tenders possession of the Premises to Tenant with all Tenant Improvements Substantially Completed and January 1, 2008. If possession is delayed by action of Tenant, then the Term Commencement Date shall be the date Tenant Improvements are Substantially Complete. Failure to execute and deliver such acknowledgment, however, shall not affect the Term Commencement Date or Landlord’s or Tenant’s liability hereunder. Failure by Tenant to obtain validation by any medical review board or other similar governmental licensing of the Premises required for the Permitted Use by Tenant shall not serve to extend the Term Commencement Date. Be sure not to agree to a rent-back lease agreement of longer than 60 days.

Later possession dates and lease-back agreements are more common in seller’s markets where buyers often make concessions to beat out the competition. In buyer’s markets, the buyer tends to have more negotiating power to get an immediate move-in date. However, note that lease-backs longer than 60 days may cause the lender to view the home as an investment property, and charge the buyer a higher mortgage rate. Note that your possession date may or may not be the same as closing day.

date of possession in home loan meaning

The possession certificate is one of the supporting documents and cannot act as the sole proof of the owner’s ownership over the asset. The possession date is the day a buyer is entitled to move into their new home, and it’s set by the buyer and seller during contract negotiations. A possession date may be immediately after closing, or after a set period of time such as 15, 30, or 60 days after closing, giving the seller more time to move. These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality.

However, it usually involves many kinds of documents, including a possession certificate. This article will help you learn the meaning of a possession certificate, the types of possession certificates, and how it differs from an "occupancy certificate." If you are planning to get a home loan, you will need a possession certificate. On the other hand, if you don’t have this certificate, your possession of the property will be considered illegal by the local municipal party.

date of possession in home loan meaning

It means the new buyer or renter is officially given the right to occupy and use the property. They typically receive the keys to the property when possession is transferred. The possession date is the day a buyer is entitled to move into their new home. Usually, the buyer and seller agree on a possession date when they’re negotiating the real estate contract.

Home loan possession date Income Tax Tax queries

Later possession dates and lease-back agreements are more common in seller’s markets where buyers often make concessions to beat out the competition. In buyer’s markets, the buyer tends to have more negotiating power to get an immediate move-in date. However, note that lease-backs longer than 60 days may cause the lender to view the home as an investment property, and charge the buyer a higher mortgage rate. Note that your possession date may or may not be the same as closing day.

Closing day (sometimes called the “completion date”) is the date when the buyer pays the seller for the home and the title transfers from the seller to the buyer. It’s a common question for buyers, and one that plays an important role in a real estate transaction. The possession date — or what you might refer to as your move-in date — must be agreed upon by both you and the seller. The last thing you want is to show up with your moving truck only to find the seller still cozying up in your new living room.

Date of Possession definition

While we adhere to stricteditorial integrity, this post may contain references to products from our partners. The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site.

date of possession in home loan meaning

The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy. Whatever amount is agreed upon, put it in writing, and execute a rental agreement to protect all parties. The amount is negotiable, and there is no real reason it needs to be based on the buyer's principal, interest, taxes, and insurance .

Possession Certificate

Some types of investments pay out interest twice every year, for example. In those instances, you’ll need to subtract the interest you’ll earn before the maturity date from the maturity value in order to see how much you’ll actually receive in your final payment. In other words, when the maturity date arrives, you’ll usually only get one extra interest payment plus the initial principal on the maturity date itself. If you are using this formula to calculate the return you’ll get from investing in a debt instrument, it’s important to note that the maturity value will give you the return you’ll get overall. Whether you’ll receive all of it on the maturity date will depend on the type of investment.

We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. The other buyer offers a flexible possession date for up to 90 days after closing. Ultimately, the possession date may hinge on how much negotiating power each party has in the transaction.

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Whether you’re thinking of becoming a borrower or a lender, the maturity date on a loan is a key piece of information to know. Maturity dates come into play whether you’re attempting to pay off a loan or cash in an investment like a government bond. We’ll give you a crash course in what a loan maturity date is and what you need to know about it. The buyer is also entitled to receive the reimbursement of the money to impose the specific performance of the contract, where the seller has not delivered the property.

It means the new buyer or renter is officially given the right to occupy and use the property. They typically receive the keys to the property when possession is transferred. The possession date is the day a buyer is entitled to move into their new home. Usually, the buyer and seller agree on a possession date when they’re negotiating the real estate contract.

Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy. Possession dates can be a bit complicated, so it’s important to understand the ins and outs before finalizing your real estate contract. When the buyer allows the seller to stay in the home after closing, it can create complicated legal issues of tenancy. You should consult your agent or an attorney to make sure you understand possible pitfalls.

However, it usually involves many kinds of documents, including a possession certificate. This article will help you learn the meaning of a possession certificate, the types of possession certificates, and how it differs from an "occupancy certificate." If you are planning to get a home loan, you will need a possession certificate. On the other hand, if you don’t have this certificate, your possession of the property will be considered illegal by the local municipal party.

What is a certificate of title?

If the home rates poorly on any of these items, the buyer may lose their financing. To save the deal, the buyer and seller may be able to renegotiate the terms. Chelsea Levinson, JD, is an award-winning content creator with expertise in real estate, mortgage, and personal finance.

date of possession in home loan meaning

The certificate establishes that the property is ready for occupation. It is a mandatory document to affirm your ownership of the property. If you fail to get the certificate, it can lead to local authorities deeming the property as illegal. A possession certificate serves as proof of transfer of the possession of a property from the seller to the buyer. As far as a buyer is concerned, they must not move into a property without the developer showing the occupancy certificate. Doing so may jeopardise one’s physical wellbeing and the legal status of your property.

Fundamentals of Graphic Design

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